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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Under the terms of a title insurance policy, when a disputed claim is decided by a neutral third party, the process is called

A) subrogation.
B) indemnification.
C) arbitration.
D) litigation.

2. A deed to a lot in Greenacre is recorded. Two parties who are NOT married to each other are named as grantees. The deed does NOT mention any form of tenancy. How do the grantees hold title to the lot?

A) as tenants at sufferance
B) as joint tenants
C) as tenants by the entireties
D) as tenants in common

3. The MAIN purpose of an endorsement is to

A) decrease the premium.
B) describe the covered losses.
C) modify the policy.
D) increase the premium.

4. A statement included on a title commitment such as "record warranty deed from the owner shown in Schedule A vesting title in the proposed insured" is an example of a

A) requirement.
B) post policy event.
C) standard exception.
D) condition.

5. All of the following are subject to false advertising regulations EXCEPT

A) letters.
B) statements.
C) circulars.
D) gifts.

Solutions: