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Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Topic 1: Accident and Health Insurance | - Health insurance types
|
| Topic 2: Life Insurance | - Life insurance policies
|
| Topic 3: General Insurance Concepts | - Insurance principles and risk management
|
| Topic 4: State Law and Regulations | - Insurance producer regulations
|
Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:
1. The typical group disability income insurance policy EXCLUDES coverage for disability resulting from:
A) Injuries occurring in the home
B) Military service
C) Automobile accidents
D) Commercial airline crashes
2. Responsibilities of the life insurance producer in the process of underwriting include all of the following EXCEPT:
A) Gathering complete information for the application
B) Determining the final rate classification
C) Notifying the insurer of any material information not in the application
D) Seeking any additional information requested by the insurer
3. An individual life insurance policy may include coverage for all of the following EXCEPT:
A) Disability
B) Burial
C) Long-term care
D) Workers ' compensation
4. Pat owns a small business and is interested in enrolling her son in the Maryland Children's Health Insurance Program. Which of the following is the MOST appropriate person for Pat to contact for enrollment?
A) A certified Navigator or authorized Producer for the Individual Exchange
B) An Insurance Producer authorized to work in the SHOP Exchange
C) The Maryland Insurance Commissioner
D) A SHOP Exchange Navigator
5. A company's universal life insurance policy must disclose the:
A) Surrender charges of the policy
B) Maximum face amount an individual can purchase
C) Meaning of a corridor
D) Availability of riders
Solutions:
| Question # 1 Answer: B | Question # 2 Answer: B | Question # 3 Answer: D | Question # 4 Answer: A | Question # 5 Answer: A |
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